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Card machine providers for NI businesses

Reliable card terminals, low transaction fees and next-day settlements, sorted by a local NI team that answers the phone.

Festive shop lit up with Christmas lights during the busy winter trading season
Winter offer

Ask about a free card terminal this winter

Christmas and the winter rush are when you can least afford a dodgy card machine. We can offer a free card terminal over the winter months, so your business avoids disruption at its busiest time. Subject to eligibility, ask for details.

Payments that just work

When the card machine drops out on a Saturday, you lose sales. We help retail and hospitality businesses across Northern Ireland get modern, integrated payment terminals that are reliable, quick at the till and easy for staff to use. We check the rates we hold with major payment providers to find the right terminal for your business.

Lower fees, faster money

Transaction fees and settlement times vary a lot between providers. We look at what you are paying now, how your customers pay and how much you take, then find a setup with low transaction fees and next-day settlements so cash lands in your account quicker.

Already tied in?

Send us your current statement anyway. We will check your end date and line up a switch for when your contract finishes, so there is no overlap and no disruption at the till.

Card payment terminal on a shop counter, ready for contactless payments

What we can help with

  • Countertop, portable and mobile terminals
  • Integration with your till or EPOS where possible
  • Low transaction fees reviewed against your actual turnover
  • Next-day settlements
  • Local support from a Northern Ireland team

Get your prices checked in 4 easy steps

  1. Snap your billTake a photo, send a PDF or just give us a ring. Whatever's handiest.
  2. We check our UK supplier ratesWe already hold contracts with the main UK suppliers, so we check your bill against the rates we've got.
  3. Pick your favouriteWe lay out your options in plain English. No jargon, no hard sell.
  4. We sort the switchWe do the paperwork and the switch, then keep an eye on your renewals.

Get my prices checked, free Send a bill on WhatsApp

  1. Snap your bill
  2. We check our UK supplier rates
  3. Pick your favourite
  4. We sort the switch

Free card machines check

Snapping your bill is the only bit you do. Four quick details and we'll take it from there.

What can we check for you?

Got a bill handy? Snap a photo and send it on WhatsApp, or email it to info@niutilityguys.com.

Prefer to talk? Call 028 9131 5359. See our privacy policy.

5.0on Google, 6 reviews

Amazing customer service, Tony always helps me find the best deal for card machines that works for my small business. He's really friendly and helpful!

Gemma ShawcrossGoogle review, 5 stars
Read all reviews on Google

Card Machines FAQs

Can you lower my card machine fees?

We check what you pay now against the rates we hold for your type of business and turnover. Send us a recent statement and we will tell you honestly whether there is a better deal.

Do you supply card machines for hospitality?

Yes. Pubs, restaurants, cafés and takeaways are a big part of who we help, including portable terminals for table service.

Is there a free card terminal offer?

We can offer a free card terminal over the winter months, so you are not caught out at your busiest time. Subject to eligibility, ask us for details.

What does a card machine cost each month?

It depends on the terminal, your turnover and how your customers pay. Monthly rental, transaction charges and any extra fees all add up. Our card machine fees guide explains each one, and we'll check your statement for free.

Is there a card machine with no fees?

Some deals have no monthly fee but higher charges per transaction, or the other way round. There's always a cost somewhere, so it's worth looking at the full picture for your takings.

What is the cheapest card machine for a small business?

The cheapest one is the one that costs least for your turnover and transaction mix, not the one with the lowest headline rate. Send us a statement and we'll tell you honestly.

Free utility checkup

Stop overpaying for business utilities

Send us your bills and a local NI team will show you where you could save. Free, no obligation, no hard sell.

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