Business loans and funding in Northern Ireland
Need to grow, bridge a quiet month or buy new kit? We help you access flexible business loans and merchant cash advances.
How it works
We work with lenders who offer unsecured loans based on your business performance, or merchant cash advances based on your card machine turnover. We help you understand the options and what you would need to apply. We work with a panel of lenders, so you can see a wider range of options than going to one bank alone.
Merchant cash advances
If you take a good share of your sales by card, a merchant cash advance can be repaid as a proportion of those card takings. That can suit seasonal businesses. We will explain how it works before you commit to anything.
Straight talking
Funding decisions are made by the lender and are subject to their checks. We will not promise approval. What we will do is give you a clear picture of what is out there.
What we can help with
- Unsecured business loans
- Merchant cash advances
- Funding for equipment, stock, refits or cash flow
- Help understanding the options before you apply
Get your prices checked in 4 easy steps
- Snap your billTake a photo, send a PDF or just give us a ring. Whatever's handiest.
- We check our UK supplier ratesWe already hold contracts with the main UK suppliers, so we check your bill against the rates we've got.
- Pick your favouriteWe lay out your options in plain English. No jargon, no hard sell.
- We sort the switchWe do the paperwork and the switch, then keep an eye on your renewals.
Local, not a call centre
We're a Northern Ireland company with a local team. We cover towns and cities right across NI, with a free business visit or a quick remote chat, whatever suits you.
- Business funding in Belfast
- Business funding in Derry / Londonderry
- Business funding in Lisburn
- Business funding in Newtownabbey
- Business funding in Bangor
- Business funding in Craigavon
- Business funding in Castlereagh
- Business funding in Ballymena
- Business funding in Newtownards
- Business funding in Carrickfergus
- Business funding in Coleraine
- Business funding in Antrim
- Business funding in Omagh
- Business funding in Larne
- Business funding in Banbridge
- Business funding in Newry
- Business funding in Armagh
- Business funding in Portadown
- Business funding in Dungannon
- Business funding in Enniskillen
- Business funding in Downpatrick
Helpful guides
Business Funding FAQs
How does the business funding work?
We work with lenders who offer unsecured loans based on your business performance or merchant cash advances based on your card machine turnover.
Is approval guaranteed?
No. Any lending is subject to the lender's own checks and approval.
Can a startup get a business loan in NI?
Some lenders work with newer businesses, but every lender has its own criteria and checks. Talk to us and we'll explain what might be open to you. We can't promise approval.
What is a merchant cash advance?
It's funding that's repaid as a share of your future card takings, so repayments rise and fall with your sales. It can suit businesses that take most payments by card. We'll explain how it works before you commit.
Stop overpaying for business utilities
Send us your bills and a local NI team will show you where you could save. Free, no obligation, no hard sell.